Your Mortgage Loan Officer

Daryl Lionnet

Vice President • Powered by West Capital Lending
NMLS #1500994 • DRE #2181031
⭐ 4.93 / 5 on Experience.com • Licensed in 37 states

Buying your first home or your tenth rental, I make the mortgage simple. Straight answers, fast pre-approvals, and a loan built around your goals. Let's talk, no pressure. Licensed in 37 states and available 7 days a week.

10+Years in mortgage
37States licensed
7 DaysA week, for you
Daryl Lionnet, Mortgage Loan Officer📷 Add headshot.jpg to your deploy
⭐ 4.93/5 • 100s of happy clients
Fast, no-pressure pre-approvals Conventional • FHA • VA • Investment ⭐ 4.93/5 verified reviews Licensed in 37 states →
Daryl Lionnet with his wife at the match
About Daryl

A mortgage partner who treats you like a person, not a file

For nearly a decade I've been wholeheartedly committed to the mortgage industry. As your dedicated mortgage partner, my mission is to bring a personalized touch to every step of your home-financing experience, because a mortgage isn't just a transaction, it's a major milestone on your journey.

From our very first conversation, I build a genuine connection with each client. Your goals, your financial situation, and your unique needs come first. By being available and responsive seven days a week, I make sure you have the support you deserve, exactly when you need it.

I take pride in demystifying the complex stuff so you're empowered to make informed decisions every step of the way. I'm not just here to close a loan, I'm here for ongoing guidance long after you get the keys.

Let's build a brighter financial future together. — Daryl

📅 Book a Call With Me
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Quick mortgage tips, market updates, and a look behind the scenes.

Loan Programs

The right loan for where you are

From first keys to your next investment, here are the programs I help clients with most.

🏡

Conventional

Competitive rates and flexible terms for buyers with solid credit and steady income.

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🔑

FHA Loans

Lower down payments and flexible credit requirements, great for first-time buyers.

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🎖️

VA Loans

0% down, no mortgage insurance, reusable benefits for Veterans and active-duty service members.

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📈

Investment / DSCR

Financing for rentals and DSCR loans to help you grow your real-estate portfolio.

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💰

Refinance & HELOC

Lower your rate, tap equity, or shorten your term. I'll run the numbers honestly.

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🌟

First-Time Buyers

Down-payment assistance and step-by-step guidance so nothing catches you off guard.

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The Process

Four simple steps to your keys

No jargon, no surprises. Here's exactly how we'll work together.

01

Quick Call

We talk goals and budget. Zero pressure, all clarity.

02

Get Pre-Approved

I review your info and get you a real pre-approval, fast.

03

Find & Offer

Shop with confidence. I'll back your offer with a strong approval.

04

Close & Celebrate

We close on time and hand you the keys. Done.

Mortgage Calculator

Estimate your monthly payment

Move the numbers for a quick estimate. Want the real thing? Let's talk.

Estimate of principal & interest only. Taxes, insurance, and HOA not included. For educational purposes, not a commitment to lend.

Estimated monthly payment
$1,991
principal & interest
Loan amount$315,000
Down payment10%
Total interest$401,765
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Client Reviews

People love working with Daryl

Don't just take my word for it. See verified reviews from real clients.

Let's Talk

Book your free 30-minute call

Pick a time that works for you. We'll talk goals, answer questions, and map your next step. No pressure, ever.

Prefer to type it out? Fill out the quick form below →

FAQ

Questions, answered

How much do I need for a down payment?
It depends on the loan. Conventional can be as low as 3%, FHA around 3.5%, and VA and USDA loans can be 0% down for those who qualify. We'll find the option that fits your budget.
What credit score do I need to buy a home?
Conventional loans generally start around 620, while FHA and VA loans may allow scores as low as 500-580 with other requirements. Lower scores can mean higher rates, so let's review your full picture together.
How long does pre-approval take?
Often the same day once I have your basic information. A strong pre-approval makes your offer far more competitive.
How soon can I refinance?
In many cases after as few as six payments, depending on your loan type and goals. I'll tell you honestly whether refinancing actually makes sense for you.
What does it cost to work with you?
An initial consultation and pre-approval cost you nothing. Loan costs are disclosed up front in writing, no surprises, ever.
Quick Form

Prefer to reach out directly?

Tell me a little about your goals and I'll reach out personally, usually within a few hours.

Get started in 30 seconds

Just the basics, I'll handle the rest.

By submitting, you consent to be contacted by phone, text, and email about your inquiry. Msg & data rates may apply. Reply STOP to opt out.

✅ Thanks — message sent!

I'll be in touch shortly. Talk soon!

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AI assistant • Not financial advice • Call (562) 726-6062